Joe Tran
CRS, SRES, RealtorĀ®
(408) 205-6701





IF YOUR RATE IS 4.5% OR Higher,

Check our NO points No costs Refinance:

  • NO Increased loan balance.
  • NO Title fee.
  • NO Escrow fee.
  • NO Loan fee.
  • NO credit fee*.
  • NO Appraisal fee*.
  • NO notary fee.
  • You will only pay Tax, Insurance (which you have to pay in any case) and Pay off amount for your current lender.

Let me know For any Question at 408-728-5299 or email