IF YOUR RATE IS 4.5% OR Higher,

Check our NO points No costs Refinance:

• NO Increased loan balance.
• NO Title fee.
• NO Escrow fee.
• NO Loan fee.
• NO credit fee*.
• NO Appraisal fee*.
• NO notary fee.
• You will only pay Tax, Insurance (which you have to pay in any case) and Pay off amount for your current lender.

Let me know For any Question at 408-728-5299 or email